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Kurt Nygaard, Prudential Financial Advisor Fargo ND Fergus Falls MN

_Providing the Guidance, Experience &_ _Follow Through to Help Protect Your Assets_

Local Advisors in the Heart of Minnesota
Offices in Bemidji, Fergus Falls, Park Rapids, & Staples, MN  |  Fargo, ND

Why True North?
Simply Put, We Care.

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Your financial future is too important to trust to a website or 1-800 #.
From retirement planning strategies to personal insurance packages, we help create your custom financial strategy. We'll explain options in a way that is easy to understand, do what we say we’ll do, and be there for you when it matters the most.

Financial Planning

Financial Planning              Strategies

It’s Never Too Early or Too Late to Create a Solid Financial Foundation
 

Many times, financial planning strategies are put off because individuals just don’t know where to start. We understand, and that’s exactly why we’re here. We’ll help you understand what you have and guide you through the options available, including:

Saving for
Retirement 

We can help guide you with a strategy for saving for retirement and accumulating assets through employer and non-employer avenues.

Retirement Income
Distribution

Ready to retire? Let us help you with a strategy to help ensure you don’t outlive your money and are withdrawing money the most tax efficient way.

Asset
Protection

You have spent a lifetime accumulating assets.  We can create a strategy that may help protect your nest egg so it can be spent or given the way you want it to be.

OUR STRATEGIC FOCUS

True North Financial Group provides a consistent, repeatable process with simplicity and ease to our clients. Our team offers wholistic planning with an outstanding client experience. We provide clarity and comfort through building strong relationships.

Are You Ready for More
Financial Wellness?

We're ready to help you get there! Nothing compares to the feeling of helping a family or individual plan for their financial future. We are most proud of hearing from clients how our team helped improve their lives. There’s nothing better!

Our Process
Cutting fabric with scissors

We Tailor to Your Needs

Putting a Strategy in Place for You
 

Every individual is different. That means every individual will need a custom strategy that is tailored to their needs.

Our Principals

Retirement is all about income, not assets.  We want to make sure that YOU have enough income on a monthly basis to maintain your current lifestyle.  We will look at your income sources and assets (guaranteed and non guaranteed) to determine ways to create that income.  We would like YOU to spend your money! Additionally, if you would like to leave money to your children or charities, we will devise a strategy for doing that as well.

Planning Strategies

We will review everything you have so we can look at tax scenarios and how your portfolio stacks up against your risk tolerance and income needs. Strategies for Retirement Income (when and where to draw from). Protection, Retirement Income and Wealth Transfer will be at the forefront in ALL of our conversations.

Process

Not a One and Done! Changes occur regularly in each of our lives.  We want to make sure we are staying in touch and informed with YOUR changes.  We will meet as often as YOU would like to, but at a minimum annually.  We ask about your family, your occupation and what you’ve been up to.  We may possibly suggest that you meet with an Elder Law attorney and/or CPA.  This is all part of meeting your needs and that nothing is missed or left undone.  

Our Team

Our Team of Professionals

We connect you with 8 professionals across 5 offices. Our vision is simple:

Our Team strives to build a reputation of being a reliable group of financial advisors in the geographical area we serve. Our top values of relationships guide everything we do. With over 75 years of experience collectively, Our Team has the resources to help you in every stage of life. With our consistent processes in place, and we have sustainable practices to ensure we are here for you and your family.

Kurt Nygaard, Nygaard Advisors

Kurt Nygaard 

ChFC®, CLTC®, RICP®
Financial Advisor

 (218) 998-1950
kurt.nygaard@prudential.com


I've been a Financial Advisor for over 13 years. I've been married to my wife, Kym, for 34 years. I have 4 children; Kassidy, Kelsey, Kole & Kendal and 4 grandchildren. I enjoy spending time with my family, golfing, traveling, and card collecting. I also enjoy community theater and volunteer at the Fergus Falls Center for the Arts, where I was previously President of the Board of Directors.

 

Licensed for Securities, Life, Health & Annuities in AZ, CO, KY, MN, ND & WI.

Kelsey - Team Photo Crop.jpg

Kelsey Heck
Financial Advisor

(218) 998-1950

kelsey.heck@prudential.com



I’m Kurt’s daughter! Kurt and I have been working together in the financial industry for over 9 years. I’m married to Jake and we have 2 children; Theodore and Olivia. I enjoy spending every moment I can with my family, vacationing to somewhere tropical, reading a great book, completing challenging workout programs, and golfing with my husband and kids.

Licensed for Securities, Life,
Health & Annuities in MN & ND.

Steve Headshot updated.jpg

Stephen Vigesaa

AAMS® 
Financial Planner

(218) 998-1950

stephen.vigesaa@prudential.com

I have worked in the Finance Industry in various roles for 21 years. I live in Fergus Falls, where I was raised, and have been married to Tami for 21 years. We have 3 kids: Josiah, Eden and Delia. Outside of work, I love being involved in the local theater and music community, playing strategic board games and have been a long-suffering Minnesota Vikings fan for too many years. Unlike my colleagues, I consider golf a good walk spoiled, but will go along if everyone needs a laugh! I have been a board member for the Fergus Falls School District since elected in 2016 and serve on the board of directors for A Center for the Arts in Fergus Falls. 

Licensed for Securities, Life,

Health & Annuities in MN & ND.

Fergus Falls Office
1401 College Way, Fergus Falls, MN 56537

 

Fargo Office

1630 1st Ave N Ste B PMB 28, Fargo, ND 58102

Fergus Flls
Fargo
Kurt Nygaard, Nygaard Advisors

Kurt Nygaard 

ChFC®, CLTC®, RICP®
Financial Advisor

 (218) 998-1950
kurt.nygaard@prudential.com


I've been a Financial Advisor for over 13 years. I've been married to my wife, Kym, for 34 years. I have 4 children; Kassidy, Kelsey, Kole & Kendal and 4 grandchildren. I enjoy spending time with my family, golfing, traveling, and card collecting. I also enjoy community theater and volunteer at the Fergus Falls Center for the Arts, where I was previously President of the Board of Directors.

Licensed for Securities, Life, Health
& Annuities in AZ, CO, KY, MN, N
D & WI.

David Cedars - Prudential_edited.jpg

David Cedars
Financial Professional

(218) 998-1950

david.cedars@prudential.com

 


I have been a Financial Professional with Prudential for 9 years.  I have been in the ND area for 3 years and have 2 children.  In my free time, I enjoy golfing, being involved in my community, and spending time with my family. 

 

Licensed for Securities, Life, Health &
Annuities in AZ, MN, ND & WI.

Park Rapids Office
317 1st St W, Park Rapids, MN 56470

Park Rapids

Bemidji Office
2905 Bemidji Ave, Bemidji, MN 56601

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Brian Behrens

CLTC®, RICP®
Financial Advisor

(218) 237-0110

brian.behrens@prudential.com

For 29 years my career has centered around personal finances as a Bank Loan Officer and a Financial Advisor.  Jodi and I have been married for 28 years and have two children, Zach and Brenna.  Our family enjoys traveling and time on the lake. I enjoy being active in the community and am currently involved with Rotary and on the Itasca-Mantrap Electric Co-Op Board and the Lake Emma Township Board.  

Licensed for Securities, Life, Health
& Annuities in AZ, FL, MN, ND & SD.
Licensed for Property & Casualty in MN.

leah headshot_edited.jpg

Leah Weaver
Marketing Assistant
(218) 237-0110

leah.weaver@prudential.com



I’m our children’s loudest fan in the stands! At least that is what our daughters Riley and Elliana have told me. I was born, raised and continue to live in Park Rapids with my husband Nick, 3 dogs and 2 very active daughters. When I’m not sitting in the bleachers or available for all of you at that office you can find me planning out next adventure while sitting on our boat in the middle of the lake soaking up the sun. I’m excited to continue to work as a team with Prudential and provide outstanding service to all of you.


Licensed for Property, Casualty, Life & Health in MN.

Bemidji
Sam Picture.jpg

Samantha Pond

CLTC®

Financial Professional
(218) 751-6013

samantha.pond@prudential.com


I have worked in the financial industry for over 12 years. I am married to Brandon and we have a daughter named Reagan and a German Shepherd named Dozer. We live in the country on 60 beautiful wooded acres.  I enjoy fishing, gardening, four wheeling and spending time with my family and friends.  As a Financial Professional my goal is to establish an ongoing financial relationship with you to help you reach your financial goals now and in the future.

Licensed for Securities, Life, Health
& Annuities in AZ, MN & ND.

Staples Office
209 4th St NE, Staples, MN 56479

Staples
Robert Mueller Headshot photo 5-17-2021.jpg

Robert Mueller

RICP®
Financial Advisor

(218) 894-2161

robert.mueller@prudential.com

I’ve been a Financial Professional in the Staples area for over 16 years. I’ve been married to my wife, Kay, for 42 years and we have 2 adult children. I have been involved in several aspects of the Staples community throughout my life and have been proud to call Staples my home. I’ve had the pleasure of building relationships throughout my life in Staples and helping my clients. In my free time, I enjoy camping, fishing, hunting and basically everything outdoors.

Licensed for Securities, Life, Health
& Annuities in MN, TX & VA.

Our financial advisors offer investment advice, and some may offer financial planning. Our financial advisors and financial planners offer financial planning and investment advice through Pruco Securities, LCC (Pruco)(Member SIPC), under the marketing name Prudential Financial Planning Services (PFPS). A financial advisor or financial planner offers securities products and services as a registered representative of Pruco and offers insurance products as an agent of issuing insurance companies. True North Financial Group is not affiliated with Liberty Mutual and The Prudential Insurance Company of America and its affiliates, including Pruco. Other products and services may be offered through a non-Prudential entity. 1-800-778-2255.
 

Our compensation may be based on a combination of fees and commissions.


Leah Weaver is employed by True North Financial Group and not The Prudential Insurance Company of America or its subsidiaries.


True North Financial Group does business in the following states: 
Securities: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI] 
Life Insurance: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI] 
Annuities: [AZ, CO, FL, KY, MN, ND, SD, TX, VA & WI] 
Property & Casualty: [MN] 
1051680-00010-00

Check the background of this investment professional on FINRA’s BrokerCheck.

 


 

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